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The abbreviations on your premium statement

Heading Description of Insurance
Life Basic Term Life
AD&D Accidental Death & Dismemberment
Dep Life Dependent Life
Opt Life Optional Life
Opt AD&D Optional Accidental Death & Dismemberment
Vol Life Voluntary Life
Vol AD&D Voluntary Accidental Death & Dismemberment
Vol Spouse Life Voluntary Spouse Life
Vol Spouse AD&D Voluntary Spouse Accidental Death & Dismemberment
Vol Child Life Voluntary Child Life
Vol Child AD&D Voluntary Child Accidental Death & Dismemberment
STD Short Term Disability
Vol STD Voluntary Short Term Disability
LTD Long Term Disability
Vol LTD Voluntary Long Term Disability
Accident Emp Voluntary Accidental Death & Dismemberment - Employee Only
Accident Fam Voluntary Accidental Death & Dismemberment - Family
















 

 

 

 

 

 

 

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